3 reasons why you should learn to recognize AI generated content

If you live on the internet, it can feel like AI is becoming ubiquitous. Every industry is circulating think-pieces about how to leverage AI. I know it’s happening in the credit union industry, for example, because I’ve written about it before. There’s also a lot of controversy about using AI to replace human creativity, and…

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So why are credit unions staying quiet about this?

3 reasons why your CU should be promoting sustainability

For an unfortunate number of people, sustainability is just another buzzword. Like “Organic” or “Eco-Friendly,” it’s just a bit of hippie dippy hooey that businesses pay lip-service to for PR reasons. In other words, it’s just a Marketing thing. Well I think that attitude is not just sad, but frustrating. It’s outright bogus and not…

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The Double Toddler Day

Last week we agreed to watch our friends’ toddler while her day care was closed. We have a toddler of our own almost exactly the same age, so we agreed it would be fun for everyone. “Why not? Two toddlers can’t take that much more work,” we thought foolishly. To no one’s surprise but ours…

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ICYMI (In Case You Missed It)

In case you missed it – 10.1.2025

A home equity boom, complex car loans, the power of podcasts, and the strength in differences. Here’s what we noticed, in case you missed it: Higher home values set new records in home equity There’s an interesting flip side to the inflation in home values in recent years, namely the fact that home equity is…

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Even small differences can be key.

Five ways you’re losing deposits

At many credit unions, the deposit pendulum swings from “Yikes! Deposits are spiking! We need to make loans!” to “Eek, we need deposits!” again. To help you tune up your deposit-fu, here are five ways you might be losing out on deposits – and what to do about it. Talking only about your fantabulous APY…

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young people aren’t a monolith

Three young members you can help in 2025

Each year the Member Aging monster has been getting bigger and meaner for credit unions across the county. Why? Because as the average age of a credit union member rises, CUs tend to become increasingly out of touch with younger members. It doesn’t help that when we discuss young credit union members, we tend to…

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ICYMI (In Case You Missed It)

In Case You Missed It – 12.11.2024

How members look at branches. The Hyundai/Amazon partnership. The continuing need for EV loans. Job satisfaction and water on Mars. Here’s what we noticed, in case you missed it: Is this a branch or a gym membership? This thought-provoking article on The Financial Brand from Rivel Banking Research, entitled “How Consumers Value – and Use…

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I felt a chill go down my spine

Are you scared yet?

Halloween is just around the corner, so I started thinking about which scary novel to read this season. I thought about re-reading “The Shining” by Stephen King, but wasn’t sure I could keep Jack Nicholson’s face from invading my dreams. So I started thinking about even older classics like “Dracula” by Bram Stoker, or Mary…

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Meatspace Feature

“Meatspace” is a CU superpower

We felt it was very appropriate to revive this article this week, as we are attending the Indiana Credit Union League (ICUL) conference the same day we send you this newsletter. See you there, Indiana Credit Unions! Ever since the COVID-19 pandemic, we’ve seen a trend toward doing, well everything, online. There are a lot…

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